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Octa vs XTB: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 7, 2026
Key differences
- XTB has the lower minimum deposit: $0, against $25.
- Only XTB is licensed by FSC Belize, DFSA, FCA, and CMF (Chile).
- Only Octa offers OctaTrader and MetaTrader 5.
- Only XTB offers xStation.
- Only Octa supports USDT (TRC-20), Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals.
- Only XTB supports Bank transfer for deposits and withdrawals.
Side by side
| Criterion | | |
|---|---|---|
| Rating | ||
| Rating on other platforms | 4.5/5 (113K) | 4.5/5 (186K) |
| Regulators | CySEC | FSC Belize, DFSA, FCA, CySEC, CMF (Chile) |
| Minimum deposit | $25 | No minimum |
| Account types | OctaTrader, MetaTrader 5, MetaTrader 4 | CFD account (XTB International), XTB MENA (UAE) |
| Commission per lot (raw spread account) | — | — |
| Platforms | OctaTrader, MetaTrader 5, MetaTrader 4 | xStation, MetaTrader 4 |
| Maximum leverage | — | up to 1:500 (FSC Belize) |
| Swap-free (Islamic) account | Yes | — |
| Deposit and withdrawal methods | USDT (TRC-20), Visa / Mastercard, Skrill, Neteller | Bank transfer, Bank transfer (United Arab Emirates) |
| Retail CFD accounts losing money | — | 77% |
| Not available in | 37 countries | — |
| Founded | — | — |
| Headquarters | — | — |
| Read review | Read review |
Frequently asked questions
Which regulators license Octa and XTB?
Octa is licensed by CySEC; XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).
What is the minimum deposit at Octa and XTB?
Octa: $25. XTB: No minimum.
Which trading platforms do Octa and XTB offer?
Both offer MetaTrader 4. Only Octa offers OctaTrader and MetaTrader 5. Only XTB offers xStation.
Which payment methods do Octa and XTB support?
They share no method for both deposits and withdrawals. Only Octa supports USDT (TRC-20), Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals. Only XTB supports Bank transfer for deposits and withdrawals.
How are Octa and XTB rated on other platforms?
Octa: 4.5/5 (113K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.
Full reviews
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