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FXPesa vs Octa: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 7, 2026
Key differences
- FXPesa has the lower minimum deposit: $0, against $25.
- Only FXPesa is licensed by CMA (Kenya).
- Only Octa is licensed by CySEC.
- Only FXPesa offers Equiti Trader.
- Only Octa offers OctaTrader.
- Only FXPesa supports M-Pesa, EazzyPay, Mobile Money (MTN MoMo, Orange Money), and Bank transfer for deposits and withdrawals.
- Only Octa supports USDT (TRC-20) for deposits and withdrawals.
- Users of other platforms rate FXPesa higher: 5.0/5, against 4.5/5 for Octa.
Side by side
| Criterion | | |
|---|---|---|
| Our score | Not rated yet | Not rated yet |
| Rating on other platforms | 5.0/5 (3.7K) | 4.5/5 (113K) |
| Regulators | CMA (Kenya) | CySEC |
| Minimum deposit | No minimum | $25 |
| Account types | Standard, Premier | OctaTrader, MetaTrader 5, MetaTrader 4 |
| Commission per lot (raw spread account) | $7 | — |
| Platforms | MetaTrader 4, MetaTrader 5, Equiti Trader | OctaTrader, MetaTrader 5, MetaTrader 4 |
| Maximum leverage | up to 1:400 (CMA (Kenya)) | — |
| Swap-free (Islamic) account | On request | Yes |
| Deposit and withdrawal methods | M-Pesa (Kenya), EazzyPay (Kenya), Mobile Money (MTN MoMo, Orange Money; Kenya, Uganda, Tanzania), Skrill, Neteller, Visa / Mastercard, Bank transfer | USDT (TRC-20), Visa / Mastercard, Skrill, Neteller |
| Retail CFD accounts losing money | 80% | — |
| Not available in | 4 countries | 37 countries |
| Founded | — | — |
| Headquarters | Kenya | — |
| Read review | Read review |
Frequently asked questions
Which regulators license FXPesa and Octa?
FXPesa is licensed by CMA (Kenya); Octa by CySEC.
What is the minimum deposit at FXPesa and Octa?
FXPesa: No minimum. Octa: $25.
Which trading platforms do FXPesa and Octa offer?
Both offer MetaTrader 4 and MetaTrader 5. Only FXPesa offers Equiti Trader. Only Octa offers OctaTrader.
Which payment methods do FXPesa and Octa support?
Both support Skrill, Neteller, and Visa / Mastercard for deposits and withdrawals. Only FXPesa supports M-Pesa, EazzyPay, Mobile Money (MTN MoMo, Orange Money), and Bank transfer for deposits and withdrawals. Only Octa supports USDT (TRC-20) for deposits and withdrawals.
How are FXPesa and Octa rated on other platforms?
FXPesa: 5.0/5 (3.7K); Octa: 4.5/5 (113K). These are ratings by app store and TradingView users, not a Wealth.cat score.