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    Pepperstone logo vs XTB logo

    Pepperstone vs XTB: licences, costs and platforms

    Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.

    Facts verified on October 7, 2026

    Key differences

    Side by side

    Criterion Pepperstone XTB
    Rating
    4.6/5 on other platforms 37.8K ratings
    4.5/5 on other platforms 186K ratings
    Rating on other platforms 4.6/5 (37.8K) 4.5/5 (186K)
    Regulators SCB, CMA (Kenya), CMA (UAE), DFSA, FCA, CySEC, ASIC FSC Belize, DFSA, FCA, CySEC, CMF (Chile)
    Minimum deposit No minimum No minimum
    Account types Standard, Razor CFD account (XTB International), XTB MENA (UAE)
    Commission per lot (raw spread account) $7 —
    Platforms MetaTrader 5, cTrader, MetaTrader 4, TradingView xStation, MetaTrader 4
    Maximum leverage — up to 1:500 (FSC Belize)
    Swap-free (Islamic) account — —
    Deposit and withdrawal methods M-Pesa (Kenya), Mobile Money (MTN MoMo, Orange Money; Uganda), Visa / Mastercard, PayPal, Neteller, Skrill, Bank transfer, Bank transfer (United Arab Emirates) Bank transfer, Bank transfer (United Arab Emirates)
    Retail CFD accounts losing money 74.1% 77%
    Not available in — —
    Founded — —
    Headquarters — —
    Read review Read review

    Frequently asked questions

    Which regulators license Pepperstone and XTB?

    Pepperstone is licensed by SCB, CMA (Kenya), CMA (UAE), DFSA, FCA, CySEC, and ASIC; XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).

    What is the minimum deposit at Pepperstone and XTB?

    Pepperstone: No minimum. XTB: No minimum.

    Which trading platforms do Pepperstone and XTB offer?

    Both offer MetaTrader 4. Only Pepperstone offers MetaTrader 5, cTrader, and TradingView. Only XTB offers xStation.

    Which payment methods do Pepperstone and XTB support?

    Both support Bank transfer for deposits and withdrawals. Only Pepperstone supports M-Pesa, Mobile Money (MTN MoMo, Orange Money), Visa / Mastercard, PayPal, Neteller, and Skrill for deposits and withdrawals.

    How are Pepperstone and XTB rated on other platforms?

    Pepperstone: 4.6/5 (37.8K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.

    Full reviews

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