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FXTM vs XTB: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 14, 2026
Key differences
- XTB has the lower minimum deposit: $0, against $30.
- Only FXTM is licensed by FSC, FSCA, CMA (Kenya), and CMA (UAE).
- Only XTB is licensed by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).
- Only FXTM offers MetaTrader 5.
- Only XTB offers xStation.
- Only FXTM supports Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals.
- Users of other platforms rate XTB higher: 4.5/5, against 4.3/5 for FXTM.
Side by side
| Criterion | FXTM | XTB |
|---|---|---|
| Rating | ||
| Rating on other platforms | 4.3/5 (1.9K) | 4.5/5 (186K) |
| Regulators | FSC, FSCA, CMA (Kenya), CMA (UAE) | FSC Belize, DFSA, FCA, CySEC, CMF (Chile) |
| Minimum deposit | $30 | No minimum |
| Account types | Micro, Rewards Plus, Rewards, Advantage, Advantage Stocks | CFD account (XTB International), XTB MENA (UAE) |
| Commission per lot (raw spread account) | $7 | — |
| Platforms | MetaTrader 4, MetaTrader 5 | xStation, MetaTrader 4 |
| Maximum leverage | up to 1:5000 (FSC) | up to 1:500 (FSC Belize) |
| Swap-free (Islamic) account | Yes | — |
| Deposit and withdrawal methods | Visa / Mastercard, Bank transfer, Skrill, Neteller | Bank transfer, Bank transfer (United Arab Emirates) |
| Retail CFD accounts losing money | — | 77% |
| Not available in | 17 countries | — |
| Founded | — | — |
| Headquarters | — | — |
| Read review | Read review |
Frequently asked questions
Which regulators license FXTM and XTB?
FXTM is licensed by FSC, FSCA, CMA (Kenya), and CMA (UAE); XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).
What is the minimum deposit at FXTM and XTB?
FXTM: $30. XTB: No minimum.
Which trading platforms do FXTM and XTB offer?
Both offer MetaTrader 4. Only FXTM offers MetaTrader 5. Only XTB offers xStation.
Which payment methods do FXTM and XTB support?
Both support Bank transfer for deposits and withdrawals. Only FXTM supports Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals.
How are FXTM and XTB rated on other platforms?
FXTM: 4.3/5 (1.9K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.
Full reviews
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