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    FXPesa logo vs XTB logo

    FXPesa vs XTB: licences, costs and platforms

    Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.

    Facts verified on October 7, 2026

    Key differences

    Side by side

    Criterion FXPesa XTB
    Rating
    5.0/5 on other platforms 3.7K ratings
    4.5/5 on other platforms 186K ratings
    Rating on other platforms 5.0/5 (3.7K) 4.5/5 (186K)
    Regulators CMA (Kenya) FSC Belize, DFSA, FCA, CySEC, CMF (Chile)
    Minimum deposit No minimum No minimum
    Account types Standard, Premier CFD account (XTB International), XTB MENA (UAE)
    Commission per lot (raw spread account) $7 —
    Platforms MetaTrader 4, MetaTrader 5, Equiti Trader xStation, MetaTrader 4
    Maximum leverage up to 1:400 (CMA (Kenya)) up to 1:500 (FSC Belize)
    Swap-free (Islamic) account On request —
    Deposit and withdrawal methods M-Pesa (Kenya), EazzyPay (Kenya), Mobile Money (MTN MoMo, Orange Money; Kenya, Uganda, Tanzania), Skrill, Neteller, Visa / Mastercard, Bank transfer, Airtel Money (Kenya, Uganda, Tanzania), MTN Mobile Money (MoMo; Uganda) Bank transfer, Bank transfer (United Arab Emirates)
    Retail CFD accounts losing money 80% 77%
    Not available in 4 countries —
    Founded — —
    Headquarters Kenya —
    Read review Read review

    Frequently asked questions

    Which regulators license FXPesa and XTB?

    FXPesa is licensed by CMA (Kenya); XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).

    What is the minimum deposit at FXPesa and XTB?

    FXPesa: No minimum. XTB: No minimum.

    Which trading platforms do FXPesa and XTB offer?

    Both offer MetaTrader 4. Only FXPesa offers MetaTrader 5 and Equiti Trader. Only XTB offers xStation.

    Which payment methods do FXPesa and XTB support?

    Both support Bank transfer for deposits and withdrawals. Only FXPesa supports M-Pesa, EazzyPay, Mobile Money (MTN MoMo, Orange Money), Skrill, Neteller, Visa / Mastercard, Airtel Money, and MTN Mobile Money (MoMo) for deposits and withdrawals.

    How are FXPesa and XTB rated on other platforms?

    FXPesa: 5.0/5 (3.7K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.

    Full reviews

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