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Plus500 vs XTB: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 14, 2026
Key differences
- Only Plus500 is licensed by FSA, CMA (UAE), FSCA, ASIC, and SCB.
- Only XTB is licensed by FSC Belize, DFSA, and CMF (Chile).
- Only Plus500 offers Plus500 platform.
- Only XTB offers xStation and MetaTrader 4.
- Only XTB supports Bank transfer for deposits and withdrawals.
- Users of other platforms rate XTB higher: 4.5/5, against 4.3/5 for Plus500.
Side by side
| Criterion | | |
|---|---|---|
| Rating | ||
| Rating on other platforms | 4.3/5 (134.8K) | 4.5/5 (186K) |
| Regulators | FSA, CMA (UAE), FSCA, ASIC, CySEC, FCA, SCB | FSC Belize, DFSA, FCA, CySEC, CMF (Chile) |
| Minimum deposit | — | No minimum |
| Account types | CFD account | CFD account (XTB International), XTB MENA (UAE) |
| Commission per lot (raw spread account) | — | — |
| Platforms | Plus500 platform | xStation, MetaTrader 4 |
| Maximum leverage | — | up to 1:500 (FSC Belize) |
| Swap-free (Islamic) account | — | — |
| Deposit and withdrawal methods | — | Bank transfer, Bank transfer (United Arab Emirates) |
| Retail CFD accounts losing money | — | 77% |
| Not available in | — | — |
| Founded | — | — |
| Headquarters | — | — |
| Read review | Read review |
Frequently asked questions
Which regulators license Plus500 and XTB?
Plus500 is licensed by FSA, CMA (UAE), FSCA, ASIC, CySEC, FCA, and SCB; XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).
Which trading platforms do Plus500 and XTB offer?
They offer no platform in common. Only Plus500 offers Plus500 platform. Only XTB offers xStation and MetaTrader 4.
How are Plus500 and XTB rated on other platforms?
Plus500: 4.3/5 (134.8K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.
Full reviews
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