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    Deriv logo vs XTB logo

    Deriv vs XTB: licences, costs and platforms

    Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.

    Facts verified on October 7, 2026

    Key differences

    Side by side

    Criterion Deriv XTB
    Rating
    4.5/5 on other platforms 10.7K ratings
    4.5/5 on other platforms 186K ratings
    Rating on other platforms 4.5/5 (10.7K) 4.5/5 (186K)
    Regulators BVI FSC, VFSC, FSC, CIMA, Labuan FSA FSC Belize, DFSA, FCA, CySEC, CMF (Chile)
    Minimum deposit No minimum No minimum
    Account types Deriv MT5 Standard, Deriv MT5 Swap-Free, Deriv MT5 Zero Spread CFD account (XTB International), XTB MENA (UAE)
    Commission per lot (raw spread account) — —
    Platforms MetaTrader 5 xStation, MetaTrader 4
    Maximum leverage — up to 1:500 (FSC Belize)
    Swap-free (Islamic) account Yes —
    Deposit and withdrawal methods Visa / Mastercard, M-Pesa, Mobile Money (MTN MoMo, Orange Money), Skrill, Neteller, USDT (TRC-20), SPEI, Yape, PIX, Bank transfer, Ozow, Capitec Pay, Khipu, DeUNA, MTN Mobile Money (MoMo), Airtel Money, Orange Money, Moov Money Bank transfer, Bank transfer (United Arab Emirates)
    Retail CFD accounts losing money — 77%
    Not available in — —
    Founded 1999 —
    Headquarters — —
    Read review Read review

    Frequently asked questions

    Which regulators license Deriv and XTB?

    Deriv is licensed by BVI FSC, VFSC, FSC, CIMA, and Labuan FSA; XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).

    What is the minimum deposit at Deriv and XTB?

    Deriv: No minimum. XTB: No minimum.

    Which trading platforms do Deriv and XTB offer?

    They offer no platform in common. Only Deriv offers MetaTrader 5. Only XTB offers xStation and MetaTrader 4.

    Which payment methods do Deriv and XTB support?

    Both support Bank transfer for deposits and withdrawals. Only Deriv supports Visa / Mastercard, M-Pesa, Mobile Money (MTN MoMo, Orange Money), Skrill, Neteller, USDT (TRC-20), SPEI, Yape, PIX, Ozow, Capitec Pay, Khipu, DeUNA, MTN Mobile Money (MoMo), Airtel Money, Orange Money, and Moov Money for deposits and withdrawals.

    How are Deriv and XTB rated on other platforms?

    Deriv: 4.5/5 (10.7K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.

    Full reviews

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