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FBS vs XTB: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 14, 2026
Key differences
- XTB has the lower minimum deposit: $0, against $5.
- Only XTB is licensed by DFSA, FCA, CySEC, and CMF (Chile).
- Only FBS offers MetaTrader 5.
- Only XTB offers xStation.
- Only FBS supports Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals.
- Users of other platforms rate FBS higher: 4.9/5, against 4.5/5 for XTB.
Side by side
| Criterion | FBS | XTB |
|---|---|---|
| Rating | ||
| Rating on other platforms | 4.9/5 (117K) | 4.5/5 (186K) |
| Regulators | FSC Belize | FSC Belize, DFSA, FCA, CySEC, CMF (Chile) |
| Minimum deposit | $5 | No minimum |
| Account types | Standard | CFD account (XTB International), XTB MENA (UAE) |
| Commission per lot (raw spread account) | — | — |
| Platforms | MetaTrader 4, MetaTrader 5 | xStation, MetaTrader 4 |
| Maximum leverage | up to 1:3000 (FSC Belize) | up to 1:500 (FSC Belize) |
| Swap-free (Islamic) account | Yes | — |
| Deposit and withdrawal methods | Visa / Mastercard, Bank transfer, Skrill, Neteller | Bank transfer, Bank transfer (United Arab Emirates) |
| Retail CFD accounts losing money | — | 77% |
| Not available in | 70 countries | — |
| Founded | 2009 | — |
| Headquarters | Belize | — |
| Read review | Read review |
Frequently asked questions
Which regulators license FBS and XTB?
FBS is licensed by FSC Belize; XTB by FSC Belize, DFSA, FCA, CySEC, and CMF (Chile).
What is the minimum deposit at FBS and XTB?
FBS: $5. XTB: No minimum.
Which trading platforms do FBS and XTB offer?
Both offer MetaTrader 4. Only FBS offers MetaTrader 5. Only XTB offers xStation.
Which payment methods do FBS and XTB support?
Both support Bank transfer for deposits and withdrawals. Only FBS supports Visa / Mastercard, Skrill, and Neteller for deposits and withdrawals.
How are FBS and XTB rated on other platforms?
FBS: 4.9/5 (117K); XTB: 4.5/5 (186K). These are ratings by app store and TradingView users, not a Wealth.cat score.
Full reviews
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