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FXPesa vs FXTM: licences, costs and platforms
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 7, 2026
Key differences
- FXPesa has the lower minimum deposit: $0, against $30.
- Only FXTM is licensed by FSC, FSCA, and CMA (UAE).
- Only FXPesa offers Equiti Trader.
- Only FXPesa supports M-Pesa, EazzyPay, Mobile Money (MTN MoMo, Orange Money), Airtel Money, and MTN Mobile Money (MoMo) for deposits and withdrawals.
- Users of other platforms rate FXPesa higher: 5.0/5, against 4.3/5 for FXTM.
Side by side
| Criterion | | |
|---|---|---|
| Rating | ||
| Rating on other platforms | 5.0/5 (3.7K) | 4.3/5 (1.9K) |
| Regulators | CMA (Kenya) | FSC, FSCA, CMA (Kenya), CMA (UAE) |
| Minimum deposit | No minimum | $30 |
| Account types | Standard, Premier | Micro, Rewards Plus, Rewards, Advantage, Advantage Stocks |
| Commission per lot (raw spread account) | $7 | $7 |
| Platforms | MetaTrader 4, MetaTrader 5, Equiti Trader | MetaTrader 4, MetaTrader 5 |
| Maximum leverage | up to 1:400 (CMA (Kenya)) | up to 1:5000 (FSC) |
| Swap-free (Islamic) account | On request | Yes |
| Deposit and withdrawal methods | M-Pesa (Kenya), EazzyPay (Kenya), Mobile Money (MTN MoMo, Orange Money; Kenya, Uganda, Tanzania), Skrill, Neteller, Visa / Mastercard, Bank transfer, Airtel Money (Kenya, Uganda, Tanzania), MTN Mobile Money (MoMo; Uganda) | Visa / Mastercard, Bank transfer, Skrill, Neteller |
| Retail CFD accounts losing money | 80% | — |
| Not available in | 4 countries | 17 countries |
| Founded | — | — |
| Headquarters | Kenya | — |
| Read review | Read review |
Frequently asked questions
Which regulators license FXPesa and FXTM?
FXPesa is licensed by CMA (Kenya); FXTM by FSC, FSCA, CMA (Kenya), and CMA (UAE).
What is the minimum deposit at FXPesa and FXTM?
FXPesa: No minimum. FXTM: $30.
Which trading platforms do FXPesa and FXTM offer?
Both offer MetaTrader 4 and MetaTrader 5. Only FXPesa offers Equiti Trader.
Which payment methods do FXPesa and FXTM support?
Both support Skrill, Neteller, Visa / Mastercard, and Bank transfer for deposits and withdrawals. Only FXPesa supports M-Pesa, EazzyPay, Mobile Money (MTN MoMo, Orange Money), Airtel Money, and MTN Mobile Money (MoMo) for deposits and withdrawals.
How are FXPesa and FXTM rated on other platforms?
FXPesa: 5.0/5 (3.7K); FXTM: 4.3/5 (1.9K). These are ratings by app store and TradingView users, not a Wealth.cat score.
Full reviews
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