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    Prop firms that accept Visa / Mastercard

    Updated October 29, 2026 Facts verified on October 29, 2026

    Available worldwide

    Prop firms with Visa / Mastercard

    Program Rating Challenge payment Payouts Fee · time Minimum payout Cheapest challenge Profit split Read review
    FTMO
    4.8/5 on other platforms 38.7K ratings
    		Yes Yes Payment: free · instant · Payout: no FTMO commission · Visa Direct / Mastercard Send, up to USD 20,000; typically sent 1-2 business days after the invoice is approved $20 €79 80% Read review
    Goat Funded Trader
    4.7/5 on other platforms 33.2K ratings
    		Yes No — — $36 80% Read review
    Lucid Trading
    4.7/5 on other platforms 101 ratings
    		Yes No Payment: confirmed immediately upon approval — — 90% Read review
    Blue Guardian
    Not rated yet
    		 Yes No — — $32 85% Read review
    Bulenox
    Not rated yet
    		 Yes No — — $145 90% Read review
    Earn2Trade
    Not rated yet
    		 Yes No — — $150 80% Read review
    FundedNext
    Not rated yet
    		 Yes Yes Payment: account credentials instantly · Payout: processing fee up to 3.5% · USD 20-3,000 per request to a card saved at payment; not available in the countries FundedNext lists $20 $59.99 80% Read review
    FundingTraders
    Not rated yet
    		 Yes No — — $49 80% Read review
    Maven Trading
    Not rated yet
    		 Yes No Payment: where offered for your country at checkout — $13 80% Read review
    MyFundedFutures
    Not rated yet
    		 Yes No — — $105 90% Read review
    The5ers
    Not rated yet
    		 Yes No — — $19 80% Read review
    Topstep
    Not rated yet
    		 Yes No — — $49 90% Read review

    What each firm publishes for Visa / Mastercard. Payment providers, your bank or the network may charge extra, and a firm may offer a method only in some countries.

    Ordered by our score where we have one; otherwise by the average user rating on app stores and TradingView, adjusted for the number of ratings. These ratings are the platforms' users', not a Wealth.cat score.

    Paying the challenge fee by card

    Firms that take debit and credit cards for the challenge fee each set their own terms. FTMO lists card payments as instant and free. FundedNext says card payments are preferred and that they give you the account credentials straight away. Goat Funded Trader, Lucid and Topstep accept Visa, Mastercard and American Express, and Lucid and Topstep also take Discover. Earn2Trade bills its subscriptions every 30 days until you cancel or pass. Topstep closes your account if you remove every card on file while a Trading Combine is active.

    Rewards paid to a card

    A card that pays the fee is not always a way to receive rewards. FTMO pays out through Visa Direct or Mastercard Send up to $20,000, with a minimum of $20 in closed profit. FundedNext pays to a card saved during the purchase, from $20 to $3,000 per request, and not in the countries it lists.

    Before you pay

    Prop firms by payment method