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Prop firms that accept Bank transfer
By Wealth.cat editorial team Updated October 29, 2026 Facts verified on October 29, 2026
Available worldwide
Prop firms with Bank transfer
| Program | Rating | Challenge payment | Payouts | Fee · time | Minimum payout | Cheapest challenge | Profit split | Read review |
|---|---|---|---|---|---|---|---|---|
 FTMO | Yes | Yes | Payment: various fees · 2-5 business days, EUR/CZK only; not available in Venezuela, Cuba, Sudan and Ukraine · Payout: no FTMO commission · typically sent 1-2 business days after the invoice is approved; not available in Venezuela, Cuba, Sudan and Ukraine | $20 | €79 | 80% | Read review | |
 Goat Funded Trader Kenya, South Africa, Egypt, Nigeria, Côte d’Ivoire, Tanzania, Cameroon, Ghana | No | Yes | Payout: 3% processing fee · within 2 business days; max USD 10,000 per payout | $100 | $36 | 80% | Read review | |
 Lucid Trading | No | Yes | Payout: Plaid instant transfer (US traders) or WorkMarket by ADP (US and international), typically as early as the next business day | — | — | 90% | Read review | |
 Alpha Capital Group | No | Yes | Payout: wire, ACH or SWIFT; paid within 2 business days of the request | — | $177 | 80% | Read review | |
 Bulenox | Not rated yet | No | Yes | Payout: no Bulenox transfer fee (banks may charge) · ACH or wire; Master Account payouts processed weekly on Wednesdays | $1,000 | $145 | 90% | Read review |
 FundedNext | Not rated yet | Yes | Yes | Payment: local bank transfer in Nigeria only · Payout: processing fee up to 3.5% · USD 1,000-50,000 per request; not available in the countries FundedNext lists | $1,000 | $59.99 | 80% | Read review |
 Maven Trading Nigeria, Kenya, Ghana | Not rated yet | No | Yes | Payout: direct bank transfer | — | $13 | 80% | Read review |
 MyFundedFutures United States | Not rated yet | No | Yes | Payout: Plaid/ACH for US traders; processed in 6-12 business hours | — | $105 | 90% | Read review |
 The5ers | Not rated yet | No | Yes | Payout: 3.5% per withdrawal plus receiving bank fees · limits and timing depend on the bank | $150 | $19 | 80% | Read review |
 Topstep | Not rated yet | No | Yes | Payout: USD 30 · ACH (US banks) 1-3 business days, Wire/SWIFT (international) 5-10 business days (estimates); internal approval can take 1-3 business days | $125 | $49 | 90% | Read review |
What each firm publishes for Bank transfer. Payment providers, your bank or the network may charge extra, and a firm may offer a method only in some countries.
Ordered by our score where we have one; otherwise by the average user rating on app stores and TradingView, adjusted for the number of ratings. These ratings are the platforms' users', not a Wealth.cat score.
Paying the challenge fee by bank transfer
FTMO accepts bank transfers for its challenges in EUR or CZK only; they take 2 to 5 business days and the fees vary. FundedNext offers a local bank transfer in Nigeria as one of its local payment methods.
Rewards paid to a bank account
Bank payouts come in several forms. FTMO pays by bank wire, Bulenox and Topstep by ACH or wire, Alpha Capital by wire, ACH or SWIFT, and MyFundedFutures through Plaid/ACH for US traders. Lucid uses Plaid instant transfers for US traders and WorkMarket by ADP for US and international traders.
Fees and limits differ. Topstep charges $30 for both ACH (1-3 business days) and Wire/SWIFT (5-10 business days). The5ers takes 3.5% per withdrawal plus any fees of the receiving bank. Bulenox charges no transfer fee but says the receiving or intermediary bank may apply its own. FundedNext accepts bank payout requests from $1,000 to $50,000, and Goat Funded Trader caps a bank payout at $10,000.
Country limits
Bank payouts are often limited by country. Goat Funded Trader offers them only in Kenya, South Africa, Egypt, Nigeria, Côte d’Ivoire, Tanzania, Cameroon and Ghana, and Maven only in Nigeria, Kenya and Ghana. FTMO does not offer bank transfers for Venezuela, Cuba, Sudan or Ukraine, and FundedNext lists the countries where bank payouts are not available.
Before you request
- Match the names. Bulenox asks that the beneficiary name, address and payment details match your forms, and Goat Funded Trader that the payout account is in your name.
- Prepare the documents. Bulenox needs its withdrawal information form, an ID and a hand-signed W-9 or W-8BEN before the first payout.