Is crypto legal in Taiwan?
Not legal advice. Below are the regulators’ own words, quoted from their official pages on the dates shown. Laws and rules change: check the regulator’s site before you open an account.
By Wealth.cat editorial team Facts verified on October 28, 2026
The quotes below are in Traditional Chinese, exactly as Taiwan’s regulators published them. This introduction explains in English what each of them says.
The first comes from the page on virtual asset service providers (VASPs) of the Securities and Futures Bureau (SFB) of the Financial Supervisory Commission (FSC), updated on 28 October 2026. It says that under Article 6(1) of the Money Laundering Control Act, a business or person providing virtual asset services that has not completed anti-money-laundering registration with the central competent authority may not provide virtual asset services, and that violators face criminal liability of up to two years. The same page lists the providers that have completed the registration.
The second comes from an FSC press release of 30 June 2026, which reports that the Legislative Yuan passed the Virtual Asset Services Act on third reading that day. It says that the date on which the Act takes effect will be set by the Executive Yuan. VASPs that completed anti-money-laundering registration before then, and financial institutions already providing related services under FSC rules, must apply to the FSC for a licence within 12 months after the Act takes effect and obtain it within 21 months; if necessary, this period can be extended once by three months.
The third comes from an FSC press release of 25 June 2024. The FSC says that offshore virtual asset trading platforms are not institutions approved by the FSC and may not be supervised by foreign regulators either, that the products are offered from abroad, that trading information is not transparent, prices are volatile and the investment risk is high. It urges people who trade through such platforms to be on their guard, since they may not be protected in a dispute and bear the risks themselves.
The fourth is an answer of the Central Bank of the Republic of China (Taiwan) (CBC), published on 19 September 2019. It says that central banks around the world consider virtual currencies not to be money but closer to speculative commodities or speculative assets, and that the CBC and the FSC said in a joint press release at the end of 2013 that Bitcoin is not money and warned the public of the risks.
Before you use a provider, check whether it is on the SFB’s list of registered VASPs, linked below.
What the regulator says
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依洗錢防制法第6條第1項規定,提供虛擬資產服務之事業或人員未向中央目的事業主管機關完成洗錢防制登記者,不得提供虛擬資產服務。違反者將有2年以下之刑事責任。
Securities and Futures Bureau, Financial Supervisory Commission, Taiwan (SFB Taiwan) · October 28, 2026 · Source -
本法案施行日期將由行政院另定之,對於本法案施行前已完成洗錢防制登記之VASP或已依金管會規定提供相關服務之金融機構,應於本法案施行後12個月內向金管會申請許可,並於本法案施行後21個月內經金管會許可及取得許可證照;必要時,得延長3個月,並以1次為限。
Financial Supervisory Commission, Taiwan (FSC Taiwan) · October 28, 2026 · Source -
金管會並提醒,民眾如透過境外虛擬資產交易平台進行交易,鑒於境外虛擬資產交易平台並非經金管會核准設立之機構,可能亦未受外國主管機關監理,又相關商品係在境外提供,且虛擬資產交易資訊不透明、價格波動大,投資風險高,民眾如透過境外虛擬資產交易平台進行交易務必提高警覺,謹慎判斷相關訊息之真偽,避免發生交易糾紛時,無法獲得保障,民眾須自行承擔相關風險。
Financial Supervisory Commission, Taiwan (FSC Taiwan) · October 28, 2026 · Source -
各國央行均認為虛擬通貨不是貨幣,而較類似投機商品或投機資產之概念。本行與金管會亦於2013年底聯合發布新聞稿,說明比特幣不是貨幣,並提醒民眾注意相關風險問題。
Central Bank of the Republic of China (Taiwan) (CBC) · October 28, 2026 · Source
Regulators and registers
- Securities and Futures Bureau, Financial Supervisory Commission, Taiwan (SFB Taiwan) · Register of licensed firms
What this means on Wealth.cat
- We do not show offers from crypto exchanges to visitors from Taiwan.
This is our own advertising policy, not a statement about what the law allows.
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