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Hapi vs Saxo: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Only Saxo lists Toronto Stock Exchange, London Stock Exchange, Xetra (Deutsche Börse), Euronext, SIX Swiss Exchange, Johannesburg Stock Exchange (JSE), and Hong Kong Exchanges (HKEX).
Only Hapi is licensed by FINRA.
Only Saxo is licensed by Danish FSA, CBUAE, FCA, MAS, FINMA, Kanto LFB, and CONSOB.
Only Hapi supports PSE and Airtm for deposits and withdrawals.

Criterion	Hapi	Saxo
Rating	4.3/5 on other platforms 24.5K ratings	4.2/5 on other platforms 9.9K ratings
Regulators	FINRA	Danish FSA, CBUAE, FCA, MAS, FINMA, Kanto LFB, CONSOB
Minimum deposit	No minimum	No minimum
Markets	US exchanges (NYSE, Nasdaq)	US exchanges (NYSE, Nasdaq), Toronto Stock Exchange, London Stock Exchange, Xetra (Deutsche Börse), Euronext +3
Products	stocks, ETFs, fractional shares	stocks, ETFs, bonds, options, funds
US stock or ETF order	$0.10 per order	0.08% of the order, minimum $1
Investor protection	SIPC	Danish Guarantee Fund (cash deposits), Danish Guarantee Fund (securities not returned)
Deposits and withdrawals	Visa / Mastercard, SPEI, Khipu, PSE +2	Bank transfer, Visa / Mastercard
Available only in	Argentina, Brazil, Chile, Costa Rica, Colombia, El Salvador +11	Australia, Austria, Belgium, Croatia, Czechia, Denmark +36
Headquarters	United States	Denmark
Currency conversion fee	—	0.25%
Founded	—	1992
	Read review	Read review

What is the minimum deposit at Hapi and Saxo?

Hapi: $0. Saxo: €0.

Which regulators license Hapi and Saxo?

Hapi is licensed by FINRA; Saxo by Danish FSA, CBUAE, FCA, MAS, FINMA, Kanto LFB, and CONSOB.