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Hapi vs Sarwa: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Criterion	Hapi	Sarwa
Rating	4.3/5 on other platforms 24.5K ratings	4.6/5 on other platforms 5.3K ratings
Regulators	FINRA	FSRA (ADGM)
Minimum deposit	No minimum	$500
Markets	US exchanges (NYSE, Nasdaq)	US exchanges (NYSE, Nasdaq)
Products	stocks, ETFs, fractional shares	stocks, ETFs, fractional shares
US stock or ETF order	$0.10 per order	0.25% of the order, minimum $1
Investor protection	SIPC	—
Deposits and withdrawals	Visa / Mastercard, SPEI, Khipu, PSE +2	Bank transfer
Available only in	Argentina, Brazil, Chile, Costa Rica, Colombia, El Salvador +11	—
Headquarters	United States	—
	Read review	Read review

What is the minimum deposit at Hapi and Sarwa?

Hapi: $0. Sarwa: $500.

Which regulators license Hapi and Sarwa?

Hapi is licensed by FINRA; Sarwa by FSRA (ADGM).