We may earn a commission if you open an account or buy a challenge through links on this page. Commissions never change our scores. How we make money
vs 
Hapi vs Racional: fees, markets and protection
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only Racional lists Santiago Stock Exchange (Bolsa de Santiago).
- Only Hapi is licensed by FINRA.
- Only Racional is licensed by CMF (Chile).
- Only Hapi supports PSE and Airtm for deposits and withdrawals.
Side by side
| Criterion | Hapi | Racional |
|---|---|---|
| Rating | ||
| Regulators | FINRA | CMF (Chile) |
| Minimum deposit | No minimum | CLP 5,000 |
| Markets | US exchanges (NYSE, Nasdaq) | US exchanges (NYSE, Nasdaq), Santiago Stock Exchange (Bolsa de Santiago) |
| Products | stocks, ETFs, fractional shares | stocks, ETFs, fractional shares |
| US stock or ETF order | $0.10 per order | $0 per order |
| Investor protection | SIPC | SIPC |
| Deposits and withdrawals | Visa / Mastercard, SPEI, Khipu, PSE +2 | Khipu, Bank transfer |
| Available only in | Argentina, Brazil, Chile, Costa Rica, Colombia, El Salvador +11 | Chile |
| Headquarters | United States | Chile |
| Currency conversion fee | — | 0.99% |
| Founded | — | 2018 |
| Read review | Read review |
Frequently asked questions
What is the minimum deposit at Hapi and Racional?
Hapi: $0. Racional: CLP 5,000.
Which regulators license Hapi and Racional?
Hapi is licensed by FINRA; Racional by CMF (Chile).
More comparisons
- EasyEquities vs Hapi
- EasyEquities vs Racional
- eToro vs Hapi
- eToro vs Racional
- Freedom24 vs Hapi
- Freedom24 vs Racional
- GBM vs Hapi
- GBM vs Racional
- Hapi vs Interactive Brokers
- Hapi vs Lightyear
- Hapi vs Sarwa
- Hapi vs Saxo
- Hapi vs Scalable Capital
- Hapi vs Thndr
- Hapi vs Tiger Brokers
- Hapi vs XTB
- Interactive Brokers vs Racional
- Racional vs Sarwa
- Racional vs Thndr
- Racional vs Tiger Brokers
- Racional vs XTB