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Endowus vs Saxo: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Only Saxo lists US exchanges (NYSE, Nasdaq), Toronto Stock Exchange, London Stock Exchange, Xetra (Deutsche Börse), Euronext, SIX Swiss Exchange, Johannesburg Stock Exchange (JSE), and Hong Kong Exchanges (HKEX).
Only Endowus is licensed by SFC.
Only Saxo is licensed by Danish FSA, CBUAE, FCA, FINMA, Kanto LFB, and CONSOB.

Criterion	Endowus	Saxo
Rating	4.8/5 on other platforms 1.5K ratings	4.2/5 on other platforms 9.9K ratings
Regulators	MAS, SFC	Danish FSA, CBUAE, FCA, MAS, FINMA, Kanto LFB, CONSOB
Minimum deposit	SGD 1,000	No minimum
Products	funds	stocks, ETFs, bonds, options, funds
Deposits and withdrawals	Bank transfer	Bank transfer, Visa / Mastercard
Available only in	Singapore, Hong Kong	Australia, Austria, Belgium, Croatia, Czechia, Denmark +36
Headquarters	Singapore	Denmark
Markets	—	US exchanges (NYSE, Nasdaq), Toronto Stock Exchange, London Stock Exchange, Xetra (Deutsche Börse), Euronext +3
US stock or ETF order	—	0.08% of the order, minimum $1
Currency conversion fee	—	0.25%
Investor protection	—	Danish Guarantee Fund (cash deposits), Danish Guarantee Fund (securities not returned)
Founded	—	1992
	Read review	Read review

What is the minimum deposit at Endowus and Saxo?

Endowus: SGD 1,000. Saxo: €0.

Which regulators license Endowus and Saxo?

Endowus is licensed by MAS and SFC; Saxo by Danish FSA, CBUAE, FCA, MAS, FINMA, Kanto LFB, and CONSOB.