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Hapi vs Scalable Capital: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Only Hapi lists US exchanges (NYSE, Nasdaq).
Only Scalable Capital lists European Investor Exchange (Hanover Stock Exchange), gettex (Munich Stock Exchange), and Xetra (Deutsche Börse).
Only Hapi is licensed by FINRA.
Only Scalable Capital is licensed by BaFin.
Only Hapi supports PSE and Airtm for deposits and withdrawals.

Criterion	Hapi	Scalable Capital
Rating	4.3/5 on other platforms 24.5K ratings	4.5/5 on other platforms 122.4K ratings
Regulators	FINRA	BaFin
Minimum deposit	No minimum	No minimum
Markets	US exchanges (NYSE, Nasdaq)	European Investor Exchange (Hanover Stock Exchange), gettex (Munich Stock Exchange), Xetra (Deutsche Börse)
Products	stocks, ETFs, fractional shares	stocks, ETFs, bonds, funds
US stock or ETF order	$0.10 per order	€0.99 per order
Investor protection	SIPC	Entschädigungseinrichtung deutscher Banken (statutory deposit guarantee)
Deposits and withdrawals	Visa / Mastercard, SPEI, Khipu, PSE +2	Bank transfer
Available only in	Argentina, Brazil, Chile, Costa Rica, Colombia, El Salvador +11	Germany, Austria, Italy, France, Spain, Netherlands
Headquarters	United States	Germany
Founded	—	2014
	Read review	Read review

What is the minimum deposit at Hapi and Scalable Capital?

Hapi: $0. Scalable Capital: €0.

Which regulators license Hapi and Scalable Capital?

Hapi is licensed by FINRA; Scalable Capital by BaFin.