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Endowus vs Sarwa: fees, markets and protection
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only Sarwa lists US exchanges (NYSE, Nasdaq).
- Only Endowus is licensed by MAS and SFC.
- Only Sarwa is licensed by FSRA (ADGM).
Side by side
| Criterion | | |
|---|---|---|
| Rating | ||
| Regulators | MAS, SFC | FSRA (ADGM) |
| Minimum deposit | SGD 1,000 | $500 |
| Products | funds | stocks, ETFs, fractional shares |
| Deposits and withdrawals | Bank transfer | Bank transfer |
| Available only in | Singapore, Hong Kong | — |
| Headquarters | Singapore | — |
| Markets | — | US exchanges (NYSE, Nasdaq) |
| US stock or ETF order | — | 0.25% of the order, minimum $1 |
| Read review | Read review |
Frequently asked questions
What is the minimum deposit at Endowus and Sarwa?
Endowus: SGD 1,000. Sarwa: $500.
Which regulators license Endowus and Sarwa?
Endowus is licensed by MAS and SFC; Sarwa by FSRA (ADGM).
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