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Luno vs Yellow Card: fees, licences and P2P
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only Luno is licensed by BMA, SC Malaysia, and OJK.
- Only Yellow Card is licensed by NBFIRA.
- Only Luno supports Bank transfer for deposits and withdrawals.
Side by side
| Criterion | Luno | Yellow Card |
|---|---|---|
| Rating | ||
| Regulators | FSCA, BMA, SC Malaysia, OJK | FSCA, NBFIRA |
| Proof of reserves | published | not published |
| Deposits and withdrawals | Bank transfer, Visa / Mastercard | Bank transfer |
| Available only in | Bermuda, Indonesia, Malaysia, Nigeria, South Africa, Uganda +2 | — |
| Founded | — | 2016 |
| Read review | Read review |
Frequently asked questions
Which regulators license Luno and Yellow Card?
Luno is licensed by FSCA, BMA, SC Malaysia, and OJK; Yellow Card by FSCA and NBFIRA.
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