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Kraken vs Luno: fees, licences and P2P
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only Kraken is licensed by CBI, CySEC, FCA, and ASIC.
- Only Luno is licensed by FSCA, SC Malaysia, and OJK.
- Only Kraken supports PIX and SPEI for deposits and withdrawals.
Side by side
| Criterion | Kraken | Luno |
|---|---|---|
| Rating | ||
| Regulators | CBI, CySEC, FCA, ASIC, BMA | FSCA, BMA, SC Malaysia, OJK |
| Spot trading fees | maker 0.4%, taker 0.8% | — |
| USDT withdrawal | 0.1 USDT on TON, 0.6132 USDT on ERC20, 1 USDT on TRC20 +5 | — |
| Futures | yes, up to 1:50 | — |
| Proof of reserves | published | published |
| Deposits and withdrawals | PIX, SPEI, Bank transfer, Visa / Mastercard | Bank transfer, Visa / Mastercard |
| Not available in | Afghanistan, Belarus, Cuba, Congo - Kinshasa, Iran, Iraq +7 | — |
| Available only in | — | Bermuda, Indonesia, Malaysia, Nigeria, South Africa, Uganda +2 |
| Read review | Read review |
Frequently asked questions
Which regulators license Kraken and Luno?
Kraken is licensed by CBI, CySEC, FCA, ASIC, and BMA; Luno by FSCA, BMA, SC Malaysia, and OJK.
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