We may earn a commission if you open an account or buy a challenge through links on this page. Commissions never change our scores. How we make money
vs 
KuCoin vs Luno: fees, licences and P2P
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only KuCoin is licensed by FMA (Austria).
- Only Luno is licensed by FSCA, BMA, SC Malaysia, and OJK.
- Only Luno supports Bank transfer for deposits and withdrawals.
Side by side
| Criterion | KuCoin On our watch list: check recent regulator actions and withdrawal reports before using it. | Luno |
|---|---|---|
| Rating | ||
| Regulators | FMA (Austria) | FSCA, BMA, SC Malaysia, OJK |
| Spot trading fees | maker 0.1%, taker 0.1% | — |
| USDT withdrawal | 0.5 USDT on TON, 0.8 USDT on POLYGON, 1 USDT on BEP20 +5 | — |
| P2P trading | yes, in 67 local currencies | — |
| Futures | Yes | — |
| Proof of reserves | published | published |
| Not available in | United States, Puerto Rico, Guam, Northern Mariana Islands, American Samoa, Singapore +7 | — |
| Deposits and withdrawals | — | Bank transfer, Visa / Mastercard |
| Available only in | — | Bermuda, Indonesia, Malaysia, Nigeria, South Africa, Uganda +2 |
| Read review | Read review |
Frequently asked questions
Which regulators license KuCoin and Luno?
KuCoin is licensed by FMA (Austria); Luno by FSCA, BMA, SC Malaysia, and OJK.
More comparisons
- Binance vs KuCoin
- Binance vs Luno
- BitoPro vs KuCoin
- BitoPro vs Luno
- Bitso vs KuCoin
- Bitso vs Luno
- Coinhako vs KuCoin
- Coinhako vs Luno
- Independent Reserve vs KuCoin
- Independent Reserve vs Luno
- Kraken vs KuCoin
- Kraken vs Luno
- KuCoin vs OKX
- KuCoin vs OSL
- KuCoin vs OVEX
- KuCoin vs Rain
- KuCoin vs VALR
- KuCoin vs Yellow Card
- Luno vs OKX
- Luno vs OSL
- Luno vs OVEX
- Luno vs Rain
- Luno vs VALR
- Luno vs Yellow Card