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Bitso vs Luno: fees, licences and P2P
Facts for both companies from their official pages; each was checked on the date shown in its review.
Facts verified on October 18, 2026
Key differences
- Only Bitso is licensed by GFSC, CNBV, and BCB.
- Only Luno is licensed by FSCA, BMA, SC Malaysia, and OJK.
- Only Bitso supports SPEI and PIX for deposits and withdrawals.
Side by side
| Criterion | Bitso | Luno |
|---|---|---|
| Rating | ||
| Regulators | GFSC, CNBV, BCB | FSCA, BMA, SC Malaysia, OJK |
| Spot trading fees | maker 0.6%, taker 0.78% | — |
| USDT withdrawal | 0.01 USDT on POLYGON, 0.02 USDT on ERC20, 0.75 USDT on SOL +1 | — |
| Proof of reserves | published | published |
| Deposits and withdrawals | SPEI, PIX, Bank transfer | Bank transfer, Visa / Mastercard |
| Not available in | Afghanistan, Albania, Belarus, Bosnia & Herzegovina, Central African Republic, China +30 | — |
| Available only in | — | Bermuda, Indonesia, Malaysia, Nigeria, South Africa, Uganda +2 |
| Read review | Read review |
Frequently asked questions
Which regulators license Bitso and Luno?
Bitso is licensed by GFSC, CNBV, and BCB; Luno by FSCA, BMA, SC Malaysia, and OJK.
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