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FTMO vs FundingTraders: prices, rules and payouts
Facts from both companies’ official pages and regulators’ registers, side by side. We show what the numbers say; the choice is yours.
Facts verified on October 7, 2026
Key differences
- FundingTraders is cheaper for a 100,000 account: $459, against €499 at FTMO (converted at the ECB reference rate).
- FTMO allows the first payout sooner: after 14 days, against 21 days.
- Only FTMO offers MetaTrader 4, cTrader, and TradingView.
- Only FundingTraders offers TradeLocker.
- Only FTMO lists stocks.
- FTMO
- FundingTraders
Cheapest one-time fee at each size both firms sell; other currencies converted at the ECB reference rate of October 28, 2026, for comparison only.
Side by side
| Criterion | | |
|---|---|---|
| Rating | Not rated yet | |
| Rating on other platforms | 4.8/5 (38.7K) | — |
| Challenge types | 2-step, 1-step | 2-step, 1-step |
| Account sizes | 10,000 – 200,000 | 5,000 – 200,000 |
| Challenge fees | €79 | $49 |
| Fee for a 100,000 account | €499 | $459 |
| Profit target | 5–10% | 5–10% |
| Daily loss limit | 3–5% | 3–5% |
| Maximum loss limit | 10% | 6–10% |
| Profit split | up to 90% | up to 90% |
| First payout | after 14 days | after 21 days |
| Platforms | MetaTrader 4, MetaTrader 5, cTrader, TradingView | MetaTrader 5, TradeLocker |
| Markets | forex, indices, commodities, crypto, stocks | forex, indices, commodities, crypto |
| Discount code | — | — |
| Not available in | 74 countries | 5 countries |
| Founded | 2015 | — |
| Headquarters | Czechia | — |
| Read review | Read review |
Frequently asked questions
Which is cheaper, FTMO or FundingTraders?
The cheapest FTMO challenge costs €79 (10,000 account). The cheapest FundingTraders challenge costs $49 (5,000 account). For a 100,000 account: FTMO €499, FundingTraders $459.
Which has the higher profit split, FTMO or FundingTraders?
FTMO pays up to 90% of profits and FundingTraders up to 90%.
What are the drawdown limits at FTMO and FundingTraders?
FTMO: daily loss limit 3–5%, maximum loss 10%. FundingTraders: daily loss limit 3–5%, maximum loss 6–10%.
Which trading platforms do FTMO and FundingTraders offer?
Both offer MetaTrader 5. Only FTMO offers MetaTrader 4, cTrader, and TradingView. Only FundingTraders offers TradeLocker.
Full reviews
-
FTMO -
FundingTraders Not rated yet
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