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eToro vs XTB: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Only eToro lists London Stock Exchange, Euronext, Xetra (Deutsche Börse), SIX Swiss Exchange, Toronto Stock Exchange, Hong Kong Exchanges (HKEX), Saudi Exchange (Tadawul), Dubai Financial Market (DFM), and Abu Dhabi Securities Exchange (ADX).
Only eToro is licensed by FCA, FSRA (ADGM), ASIC, FSA, MAS, and SEC.
Only XTB is licensed by KNF, CNMV, ACPR, BaFin, CMVM, FSC Belize, DFSA, and CMF (Chile).
Only eToro supports Visa / Mastercard, PayPal, Neteller, and Skrill for deposits and withdrawals.

Criterion	eToro	XTB
Rating	4.0/5 on other platforms 175K ratings	4.5/5 on other platforms 186K ratings
Regulators	CySEC, FCA, FSRA (ADGM), ASIC, FSA, MAS, SEC	KNF, CNMV, ACPR, BaFin, CMVM, CySEC, FSC Belize, DFSA, CMF (Chile)
Markets	US exchanges (NYSE, Nasdaq), London Stock Exchange, Euronext, Xetra (Deutsche Börse), SIX Swiss Exchange +5	US exchanges (NYSE, Nasdaq)
Products	stocks, ETFs, fractional shares	stocks, ETFs, fractional shares
US stock or ETF order	$1 per order	€0 per order
Investor protection	FSCS, Cyprus Investor Compensation Fund (ICF), SIPC	Protection of uninvested funds
Deposits and withdrawals	Visa / Mastercard, Bank transfer, PayPal, Neteller +1	Visa / Mastercard, Bank transfer, PayPal
Founded	2007	—
Minimum deposit	—	No minimum
Currency conversion fee	—	0.5%
Available only in	—	Angola, Bermuda, Georgia, North Macedonia, Malaysia, Mauritania +40
	Read review	Read review

Which regulators license eToro and XTB?

eToro is licensed by CySEC, FCA, FSRA (ADGM), ASIC, FSA, MAS, and SEC; XTB by KNF, CNMV, ACPR, BaFin, CMVM, CySEC, FSC Belize, DFSA, and CMF (Chile).