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Lightyear vs Thndr: fees, markets and protection

Facts for both companies from their official pages; each was checked on the date shown in its review.

Facts verified on October 18, 2026

Key differences

Only Lightyear lists Euronext, London Stock Exchange, and Xetra (Deutsche Börse).
Only Thndr lists Egyptian Exchange (EGX) and Abu Dhabi Securities Exchange (ADX).
Only Lightyear is licensed by EFSA and FCA.
Only Thndr is licensed by FRA (Egypt) and FSRA (ADGM).
Only Thndr supports Vodafone Cash for deposits and withdrawals.

Criterion	Lightyear	Thndr
Rating	4.6/5 on other platforms 5.5K ratings	3.7/5 on other platforms 29K ratings
Regulators	EFSA, FCA	FRA (Egypt), FSRA (ADGM)
Markets	US exchanges (NYSE, Nasdaq), Euronext, London Stock Exchange, Xetra (Deutsche Börse)	Egyptian Exchange (EGX), US exchanges (NYSE, Nasdaq), Abu Dhabi Securities Exchange (ADX)
Products	stocks, ETFs, fractional shares, bonds, funds	stocks, ETFs, fractional shares, funds
US stock or ETF order	0.1% of the order, minimum $0.10, maximum $1	$0.20 per order, 0.1% of the order, $0.0015 per share
Currency conversion fee	0.35%	—
Investor protection	Estonian Investor Protection Sectoral Fund, SIPC (US securities held with Alpaca)	Egyptian Investor Protection Fund
Deposits and withdrawals	Bank transfer, Visa / Mastercard, Apple Pay, Google Pay	InstaPay, Vodafone Cash, Bank transfer, Visa / Mastercard
Available only in	Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark +20	—
	Read review	Read review

Which regulators license Lightyear and Thndr?

Lightyear is licensed by EFSA and FCA; Thndr by FRA (Egypt) and FSRA (ADGM).